- Publisher: Al-Qadisiyah Journal for Administrative and Economic Sciences
- Available in: pdf
- DOI: DOI:10.33916/23.1.2021/146-162
Corresponding Author: Quyud Ammar Jassim
Abstract : This research aims to determine the effect of external quantitative determinants on the growth of bank deposits ,The study was conducted on all deposits of the Iraqi banking sector for the period (2007-2017,( The research deals with the theoretical concepts associated with each of bank deposits and the external quantitative determinants of the growth of bank deposits, represented by (gross domestic product, population, inflation rate, average per capita income). In order to achieve the objectives of the research, its hypotheses were formulated and tested by statistical means. For the purpose of measuring the effect of external quantitative determinants data on the growth of bank deposits in the Iraqi banking sector, the multiple regression method was used to measure the effect of independent variables on the dependent variable. For the purpose of measuring the impact of external quantitative determinants data on the growth of bank deposits in the Iraqi banking sector, the multiple regression method was used to measure the impact of independent variables on the adopted variable. The (F) test was also used to find out the statistical significance of the model or not, In addition to using the coefficient of determination (R2), to measure the percentage of what the external quantitative determinants data explain by the changes in the growth of bank deposits., The T-test was used to test the significance of the coefficients of the independent variables represented by the data of the external quantitative determinants. The study reached a set of conclusions, the most important of which are all indicators (growth rate of GDP, population, growth rate of per capita income) had no statistically significant effect on the growth of bank deposits, while the inflation index had a positive effect on the growth of bank deposits, Then the study concluded with a set of recommendations, the most important of which is the development and strengthening of the banking sector and the introduction of modern banking technology , And devising programs to attract bank deposits, and increasing banking awareness among the public.